*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:#0b2b5d;background:#fff;line-height:1.6}a{text-decoration:none;color:inherit}.wrap{width:min(1160px,92%);margin:auto}header{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid #e7edf5;z-index:20}.nav{height:78px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;margin-right:auto}.brand img{width:56px;height:56px;object-fit:contain}.nav nav{display:flex;gap:22px;font-weight:650}.nav nav a:hover{color:#1268d3}.langs{display:flex;border:1px solid #d8e1ec;border-radius:999px;overflow:hidden}.langs button{border:0;background:#fff;padding:8px 10px;cursor:pointer}.langs .active{background:#0c5cc7;color:#fff}.menu{display:none;border:0;background:none;font-size:25px}.hero{background:linear-gradient(135deg,#f7fbff 0%,#fff 52%,#fff8d8 100%);padding:92px 0}.hero-grid,.two,.contact-grid,.process{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}.eyebrow,.kicker{color:#c59000;font-weight:800;letter-spacing:.1em;font-size:.78rem;text-transform:uppercase}h1{font-size:clamp(2.6rem,5vw,5.1rem);line-height:1.02;margin:.25em 0;color:#082e68}h2{font-size:clamp(2rem,3.5vw,3.2rem);line-height:1.1;margin:.3em 0 20px}.lead{font-size:1.2rem;color:#49617e;max-width:720px}.actions{display:flex;gap:12px;margin:30px 0}.btn{display:inline-block;border:0;border-radius:10px;padding:14px 20px;font-weight:800;cursor:pointer}.primary{background:#075fca;color:white}.secondary{background:#ffd02a;color:#17345d}.trust{display:flex;flex-wrap:wrap;gap:10px}.trust span{background:white;border:1px solid #dfe8f2;padding:8px 12px;border-radius:999px;font-size:.9rem}.hero-card{background:white;border:1px solid #e2eaf3;border-radius:24px;padding:35px;box-shadow:0 20px 55px rgba(14,56,105,.12)}.hero-card img{width:100%;max-height:300px;object-fit:contain}.section{padding:90px 0}.pale{background:#f4f8fc}.center{text-align:center;max-width:760px;margin:0 auto 42px}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.service,.markets>div{background:#fff;border:1px solid #e0e8f1;border-radius:18px;padding:28px;box-shadow:0 8px 24px rgba(11,43,93,.05)}.service .icon{font-size:2rem;color:#0b61c9}.service h3,.markets h3{line-height:1.25}.note{font-size:.86rem;color:#66798f;margin-top:25px}.markets{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.markets b{font-size:2.2rem}.band{background:#082e68;color:#fff}.band h2{color:#fff}.process{align-items:start}.process ol{list-style:none;margin:0;padding:0}.process li{display:flex;gap:20px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.18)}.process li span{font-weight:900;color:#ffd02a;font-size:1.35rem}.process h3,.process p{margin:0}.contact{background:linear-gradient(180deg,#fff,#f7fbff)}.contact-grid{align-items:start}.contact-box{margin-top:30px;border-left:5px solid #ffd02a;padding:15px 20px;background:#f6f9fd}form{background:white;border:1px solid #dfe7f0;border-radius:20px;padding:28px;box-shadow:0 12px 35px rgba(9,48,97,.08)}label{display:block;font-weight:700;margin-bottom:14px}input,select,textarea{width:100%;padding:12px;border:1px solid #cdd9e7;border-radius:9px;margin-top:6px;font:inherit}textarea{resize:vertical}.form-msg{font-size:.9rem;color:#365978}footer{background:#061d42;color:#dce9fa;padding:40px 0}.foot{display:flex;justify-content:space-between;align-items:center;gap:30px}.foot img{width:100px;background:white;border-radius:12px}.foot p{margin:.3em 0}@media(max-width:900px){.nav nav{display:none;position:absolute;top:78px;left:0;right:0;background:white;padding:20px;flex-direction:column;border-bottom:1px solid #ddd}.nav nav.open{display:flex}.menu{display:block}.hero-grid,.two,.contact-grid,.process{grid-template-columns:1fr}.cards,.markets{grid-template-columns:repeat(2,1fr)}.hero{padding:60px 0}}@media(max-width:580px){.brand span{display:none}.cards,.markets{grid-template-columns:1fr}.langs button{padding:7px}.actions{flex-direction:column}.foot{flex-direction:column;align-items:flex-start}}
:root{
  --kivu-blue:#075fc9;
  --kivu-deep:#062b68;
  --kivu-gold:#ffc400;
  --kivu-red:#e5162f;
  --kivu-white:#ffffff;
}
body{color:var(--kivu-deep)}
header{border-bottom:3px solid var(--kivu-gold)}
.hero{position:relative;overflow:hidden;background:
 radial-gradient(circle at 92% 15%,rgba(255,196,0,.22),transparent 22%),
 linear-gradient(135deg,#f5faff 0%,#fff 56%,#fff7cf 100%)}
.hero:before{content:"";position:absolute;width:420px;height:420px;border:20px solid rgba(7,95,201,.06);border-radius:50%;right:-150px;top:-170px}
.primary{background:linear-gradient(135deg,var(--kivu-deep),var(--kivu-blue));box-shadow:0 8px 20px rgba(7,95,201,.2)}
.secondary{background:linear-gradient(135deg,#ffd63b,var(--kivu-gold));color:var(--kivu-deep)}
.kicker,.eyebrow{color:#b88700}
.service{border-top:4px solid var(--kivu-blue)}
.service:nth-child(even){border-top-color:var(--kivu-gold)}
.markets>div{position:relative;overflow:hidden}
.markets>div:after{content:"";position:absolute;right:-25px;bottom:-25px;width:70px;height:70px;border:10px solid rgba(7,95,201,.07);border-radius:50%}
.band{background:linear-gradient(120deg,var(--kivu-deep),#084b9e)}
.contact-box{border-left-color:var(--kivu-gold)}
footer{border-top:5px solid var(--kivu-gold)}
.leadership-card{margin-top:30px;display:grid;grid-template-columns:210px 1fr;gap:26px;align-items:center;background:linear-gradient(135deg,#fff,#f3f8ff);border:1px solid #dce7f3;border-radius:22px;padding:22px;box-shadow:0 12px 32px rgba(6,43,104,.1);position:relative;overflow:hidden}
.leadership-card:after{content:"";position:absolute;right:-45px;top:-45px;width:120px;height:120px;border:18px solid rgba(255,196,0,.18);border-radius:50%}
.ceo-photo-wrap{position:relative}
.ceo-photo{display:block;width:190px;height:220px;object-fit:cover;object-position:center 25%;border-radius:18px;border:5px solid var(--kivu-blue);box-shadow:10px 10px 0 var(--kivu-gold)}
.maple-accent{position:absolute;right:-10px;bottom:-18px;background:white;width:46px;height:46px;border-radius:50%;display:grid;place-items:center;font-size:25px;box-shadow:0 5px 15px rgba(0,0,0,.12)}
.leadership-card h3{font-size:1.7rem;margin:.15em 0;color:var(--kivu-deep)}
.logo-panel{position:relative;overflow:hidden;border-top:6px solid var(--kivu-gold)}
.logo-panel img{position:relative;z-index:2}
.graphic-orbit{position:absolute;inset:15px;pointer-events:none}
.graphic-orbit:before,.graphic-orbit:after{content:"";position:absolute;border-radius:50%;border:3px solid rgba(7,95,201,.12)}
.graphic-orbit:before{width:280px;height:280px;right:-70px;top:-80px}
.graphic-orbit:after{width:210px;height:210px;left:-80px;bottom:-100px;border-color:rgba(255,196,0,.2)}
.graphic-orbit span{position:absolute;width:12px;height:12px;background:var(--kivu-red);border-radius:50%;right:28px;top:80px}
.contact-actions{margin:16px 0 0}
@media(max-width:650px){.leadership-card{grid-template-columns:1fr;text-align:center}.ceo-photo{margin:auto;width:min(260px,90%);height:auto}.maple-accent{right:8%}}